To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

• Government issued ID
• Social Security numbers for both you and any co-borrowers
• 30 days most recent paycheck stubs
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
• W-2 s and/or income tax returns for the past two years to verify your income and proof of employment ***if self employed we might need business tax returns as well
• Residence history for the past two years
• Most recent mortgage statement, insurance, HOA and tax statement for any and all existing mortgages (1st, 2nd mortgage, and any rental properties) *** if you currently own other properties