My Blog Blog posts for My Blog Tue, 18 Sep 2018 14:46:47 +0100 FeedCreator 1.7.2 What is a backup offer? <p>Posted by MAR Financial on Sep 18, 2018</p><p>&nbsp;<img src="" alt="" /></p> <p>&nbsp;</p> <p>In the&nbsp;<a title="Real Estate Market " href="" target="_blank">Real Estate market</a>, one common question that home buyers ask is what does the term&nbsp;<strong>backup offer</strong>&nbsp;mean?</p> <p>&nbsp;</p> <p>Sometimes it can be confusing when searching the Multiple Listing Service because there are a wide variety of terms to understand but your home search doesn&rsquo;t have to be frustrating if you know common MLS terms.</p> <p>&nbsp;</p> <h1>Backup offer</h1> <p>&nbsp;</p> <p>The term backup offer means that the listing agent and the seller have currently received an offer on the home and the home is now in escrow but, they are open to accepting a backup offer just in case the current offer falls through.</p> <p>&nbsp;</p> <p><strong>Active listing</strong></p> <p><strong><br /></strong></p> <p>One of the easiest&nbsp;<a title="Real Estate terms " href="" target="_blank">Real Estate terms</a>&nbsp;on the multiple listing service, the term active listing means that the home is still currently available for purchase and both the listing agent and the seller are open to receiving offers, plus the home will stay active until the home receives an offer.</p> <p>&nbsp;</p> <h2>Pending sale</h2> <p>&nbsp;</p> <p>Pending sale means that the home you are looking at is currently in escrow and both the listing agent and seller are no longer open to receiving backup offers.</p> <p>&nbsp;</p> <p>One of the great things about searching the multiple listing service is that you can search the MLS based on search terms like backup offer or active listing f you&rsquo;re looking for homes that match your specific criteria or, you can always contact us and we can help you find for your Real Estate needs.</p> <p>&nbsp;</p> <p>For more answers common real estate questions, or to view the latest bend Oregon homes for sale, contact me today by calling 541-383-1426.</p><p>Originally authored by Jason Boone on May 31, 2014</p> MAR Financial Realtors ‘cautiously optimistic’ <p>Posted by MAR Financial on Sep 18, 2018</p><p><span class="FAR_Heading_One">Realtors &lsquo;cautiously optimistic&rsquo;</span></p> <div>&nbsp;</div> <p>SEATTLE Nov. 7, 2012 &ndash; Data collected from Sept. 21-28 from more than 700 Redfin agents in 19 major metropolitan markets across the U.S. The survey is part of an ongoing series that also includes homebuyers and sellers.<br /><br />Real estate agents surveyed:<br /><br />&bull; See now as a good time to buy a home more sell one: 75 percent of agents described now as &ldquo;a good time to buy,&rdquo; while 54 percent described it as &ldquo;a good time to sell.&rdquo;<br /><br />&bull; Generally expect price gains to be modest: Only 11 percent expect home prices to &ldquo;rise a lot&rdquo; in the next year. The vast majority &ndash; 76 percent &ndash; expect prices to &ldquo;rise a little.&rdquo;<br /><br />&bull; Are feeling the pinch of low inventory and multiple offers: 90 percent said that low inventory was one of the most common challenges facing buyers, and 91 percent pointed to multiple offers.<br /><br />&bull; Are seeing both buyers and sellers gaining confidence in the market: 85 percent of agents agreed that buyers are becoming more confident about the market, and 84 percent agreed that sellers are becoming more confident.<br /><br />&bull; Have hope for the future of the real estate profession: 59 percent believe that the real estate profession will grow in size in the next five years, 30 percent believe it will remain the same, and just 11 percent see declines.<br /><br />&copy; 2012 Florida Realtors&reg;</p><p>Originally authored by Shai Mashiach on Nov 7, 2012</p> MAR Financial OIR releases detailed State Farm rates <p>Posted by MAR Financial on Sep 18, 2018</p><p><span class="FAR_Heading_One">OIR releases detailed State Farm rates</span></p> <div>&nbsp;</div> <p>TALLAHASSEE, Fla. &ndash; Oct. 12, 2012 &ndash; Homeowners still covered by State Farm Florida Insurance Co. in heavily populated South Florida would see average rates decrease by up to 8.4 percent under rates approved last month.<br /><br />Details released Thursday by the Office of Insurance Regulation (OIR) show State Farm would reduce rates for more than 57,000 homeowners policies in Broward, Miami-Dade and Palm Beach Counties, which bear some of the state&rsquo;s highest insurance costs.<br /><br />Customers in other parts of the state, such as sinkhole-prone areas, might not be so lucky.<br /><br />The company, the state&rsquo;s third largest property insurer, was granted a 6.4 percent statewide increase for homeowners for policies that kick in or are renewed in early 2013. State Farm, once the state&rsquo;s largest property insurer, now has about 403,000 homeowners policies across the state, according to OIR data.<br /><br />Overall, about one in three State Farm homeowners will see premium decreases of up to 10 percent. Another one in three would see premiums increase by a similar amount. Earlier this month, OIR approved an average 10.8 percent rate hike for homeowners covered by Citizens Property Insurance Corp., which has more than 1.4 million policies.<br /><br />Since 2009, OIR has approved increases for State Farm five times. The rates come as the company has reduced its exposure in Florida.<br /><br />Under the approved rates, Broward County customers would see rates fall about $305 per year, or 8.4 percent. That would translate into an average premium of $3,334 per year.<br /><br />Miami-Dade homeowners would see rates drop 4.4 percent, or $161, in 2013 to $3,483 per year. Palm Beach County homeowner premiums would drop to $2,388, a 7.7 percent reduction.<br /><br />While customers in South Florida are expected to see decreases, average premiums in sinkhole prone Pasco County would jump 44 percent to $3,673, while the company&rsquo;s 6,300 Hernando County customers would see rates more than double to $6,803 a year.<br /><br />The homeowners rate details were included among a package of rates that come weeks after OIR approved overall hikes for the company. Regulators also approved rate adjustments for rental property and condominium owners.<br /><br />Renters, on average, would see rates climb by about 6 percent, while condo owners will see average rates drop 5 percent.<br /><br />Among other changes, most policyholders will see deductibles increase from $500 to $1,000.<br /><br />Source: News Service of Florida, Michael Peltier</p><p>Originally authored by Shai Mashiach on Nov 6, 2012</p> MAR Financial Housing may help give the economy a lift <p>Posted by MAR Financial on Sep 16, 2018</p><p><span class="FAR_Heading_One">Housing may help give the economy a lift</span></p> <div>&nbsp;</div> <p>NEW YORK &ndash; Nov. 9, 2012 &ndash; Lately, the housing market may be the one thing going right for the economy, Reuters reports. Several signs have pointed to a housing market in full recovery mode.<br /><br />&ldquo;Higher sales, prices and building, albeit modest so far, are a welcome boost as other drivers of the economy falter,&rdquo; Reuters reports.<br /><br />Unlike the &ldquo;boom&rdquo; years, housing has accounted for a small fraction of the gross domestic product in recent years. In 2005, it accounted for 6 percent, compared to 2.5 percent in the third quarter of this year.<br /><br />The housing sector &ldquo;would have to be on steroids to significantly boost GDP growth,&rdquo; Paul Dales, an economist with Capital Economics, wrote in a recent research note.<br /><br />Still, several economists are hopeful that residential investment could add two- to three-tenths of a percentage point to the GDP next year.<br /><br />An increase in housing-related jobs also may help give the economy a lift. Housing-related jobs increased an average of 11,000 per month this year, a significant shift from 2011 when housing-related jobs declined, on average, by 1,000 per month.<br /><br />But even the 11,000 per month could pale by 2013 if they hit an average of 30,000 per month, as predicted by Jim O&rsquo;Sullivan, chief of U.S. economist at High Frequency Economics. That could make housing a significant contributor to chipping away at the unemployment rate. Analysts estimate that the economy needs 150,000 jobs created each month to keep the unemployment rate steady.<br /><br />Housing may also help lift consumer spending, another important factor that needs to increase to give the economy a jolt. Real estate wealth can help, economists say. As more homeowners refinance into record low mortgage rates, these households will have more to spend.<br /><br />Source: &ldquo;Housing Market Rebound Fails to Recharge Economy,&rdquo; Reuters (Nov. 5, 2012)<br /><br />&copy; Copyright 2012 INFORMATION, INC. Bethesda, MD (301) 215-4688</p><p>Originally authored by Shai Mashiach on Nov 9, 2012</p> MAR Financial Realtors rethink the future of real estate <p>Posted by MAR Financial on Sep 16, 2018</p><p><span class="FAR_Heading_One">Realtors rethink the future of real estate</span></p> <div>&nbsp;</div> <p>ORLANDO, Fla. &ndash; Nov. 9, 2012 &ndash; Real estate faces a transformation, given the nation&rsquo;s economic concerns, demographic shifts and socio-economic trends. At the National Association of Realtors&reg; (NAR)&rsquo;s convention in Orlando this week, a two-year study, called ReThink that kicked off in August, will give the association insight into the ways it must change.<br /><br />&ldquo;NAR takes its role as a leader in the real estate industry very seriously,&rdquo; says NAR President Moe Veissi, broker-owner of Veissi &amp; Associates Inc. in Miami, and 2002 president of Florida Realtors. &ldquo;As Realtors gather this week in Orlando, we&rsquo;re focused on the road ahead, not only for real estate but also for the future of our families, communities and nation&rsquo;s economy. The ReThink initiative leverages the experiences and insights of Realtors, academia, consumers and others to plan for, and adapt to, dynamic changes in the industry.&rdquo;<br /><br />NAR launched the ReThink Initiative in August during its annual Leadership Summit in Chicago, and it will conduct cross-country workshops through May 2013, including two this week in Orlando. When completed after two years, ReThink will analyze its findings and create a shared vision and action strategy about the future that Realtors want to create for their association, industry and American society.<br /><br />The current debt-driven recession&rsquo;s impact on the housing market is a significant consideration, for example. Although surveys indicate that most Americans still believe in the value of homeownership, many believe that ownership will become more difficult in the coming years. Demographic forces like retiring Baby Boomers, emerging Echo Boomers and increasing ethnic diversity will affect both the demand and supply side of residential real estate.<br /><br />Other elements are likely to impact U.S. real estate, as well. Global immigration and foreign capital flows will influence demand for U.S. housing, and environmental concerns could affect urban and suburban design. Technology and the growing influence of data will impact the real estate industry and society in ways that few fully understand today.<br /><br />Workshop participants are asked to consider a focal question: In an ever-changing world, what is the future of the real estate industry in 5-10 years, and how will this affect consumers, real estate professionals, industry organizations and associations?<br /><br />Realtors unable to attend a session can experience it online and provide feedback and insights just like the live ReThink events. The online experience will be available soon at&nbsp;<a id="CPNEWWIN:NewWindow^top=10,left=10,width=500,height=400,toolbar=1,location=1,directories=0,status=1,menubar=1,scrollbars=1,resizable=1@|"></a>.<br /><br />&ldquo;For over 100 years, Realtors have demonstrated their value to buyers, sellers and investors in the real estate transaction,&rdquo; says Veissi. &ldquo;Now we&rsquo;re going beyond that as we develop a vision for the future for the next century and beyond.&rdquo;<br /><br />&copy; 2012 Florida Realtors&reg;</p><p>Originally authored by Shai Mashiach on Nov 9, 2012</p> MAR Financial Survey: More renters think it’s time to buy <p>Posted by MAR Financial on Sep 16, 2018</p><p><span class="FAR_Heading_One">Survey: More renters think it&rsquo;s time to buy</span></p> <div>&nbsp;</div> <p><span>WASHINGTON &ndash; Nov. 9, 2012 &ndash; Americans show growing confidence that home prices will increase over the next 12 months, according to results from Fannie Mae&rsquo;s October 2012 National Housing Survey.</span><br /><br /><span>At the same time, consumers expect an even higher surge in rental prices, suggesting that more renters may be motivated to jump into the real estate market in the coming months, survey authors say.</span><br /><br /><span>&ldquo;This has been a year of steady growth in the percentage of consumers with positive home price expectations,&rdquo; says Doug Duncan, senior vice president and chief economist of Fannie Mae. &ldquo;Increasing household formation, encouraged by an improving labor market, is adding additional momentum to the housing recovery and putting upward pressure on rental price expectations. Expected increases in both owning and renting costs may encourage more consumers to buy and add further strength to the housing recovery already under way.&rdquo;&nbsp;</span><br /><br /><span>In October, survey respondents, on average, expected home prices to increase 1.7 percent in the next 12 months. The share who said home prices will decrease in the next year dropped to 10 percent &ndash; 13 percentage points lower than October 2011 and the lowest level since the survey&rsquo;s inception in June 2010.&nbsp;</span><br /><br /><span>The percentage of respondents who believe mortgage rates will go up climbed 4 percentage points to 37 percent following a steep drop in September. Respondents&rsquo; average rental price expectation jumped by 0.8 percent to 3.9 percent, and 50 percent believe home rental prices will rise in the next year &ndash; a 3 percentage point increase over last month and the highest level since the survey began.&nbsp;</span><br /><br /><strong>Survey highlights</strong><br /><br /><strong>Homeownership and renting</strong><br /><span>&bull; Consumers&rsquo; average home price change expectation edged up slightly to 1.7 percent.</span><br /><span>&bull; Ten percent of those surveyed say that home prices will go down in the next 12 months, a 13 percentage point decrease since October 2011.</span><br /><span>&bull; After a sharp drop last month, the percentage who think mortgage rates will go up rose 4 percentage points in October to 37 percent.</span><br /><span>&bull; 72 percent of respondents say it&rsquo;s a good time to buy, while 18 percent say it&rsquo;s a good time to sell.</span><br /><span>&bull; The average rental price expectation increased by 0.8 percent to 3.9 percent.</span><br /><span>&bull; 50 percent said home rental prices will go up in the next 12 months, a 3-percentage point rise over last month.</span><br /><br /><strong>The economy and household finances</strong><br /><span>&bull; The percentage who expect their personal financial situation to get better over the next 12 months remained level at 43 percent.</span><br /><span>&bull; 19 percent of respondents said their household income is significantly higher than it was 12 months ago, a slight increase from last month&rsquo;s total of 17 percent.</span><br /><span>&bull; Household expenses remained stable over the past month, with 56 percent responding that their household expenses stayed the same compared to 12 months ago.</span><br /><br /><span>&copy; 2012 Florida Realtors&reg;</span></p><p>Originally authored by Shai Mashiach on Nov 9, 2012</p> MAR Financial Bring in Spring with Grant Fuhst and Paul Vincent Bernard for April's Art Events @ the Green Loft! <p>Posted by MAR Financial on Sep 14, 2018</p><p><img style="vertical-align: top;" src="" alt="Eight O'clock in the morning" width="610" height="610" /></p> <p><strong><em><span style="font-size: small;">Grant Fuhst: Eight O'clock in the Morning</span></em></strong></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><img style="vertical-align: text-top;" src="" alt="Canopy" width="610" height="610" /></p> <p><em><strong><span style="font-size: small;">Paul Vincent Bernard: Canopy</span></strong></em></p> <p class="p1">&nbsp;</p> <p class="p1"><span style="font-size: medium;">Prolific artists GRANT FUHST and PAUL VINCENT BERNARD will show at the Green Loft from April 8<sup>th</sup> &ndash; May 6<sup>th</sup>, 2016 with opening receptions on April 8<sup>th</sup> from 6-9 PM for Sugar House Art Walk and April 15<sup>th</sup> from 6-9 PM for Salt Lake Gallery Stroll.</span></p> <p class="p2">&nbsp;</p> <p class="p2"><span style="font-size: medium;">Both artists are highly imaginative, working from both external influences and their own imaginations. &nbsp;</span></p> <p class="p2">&nbsp;</p> <p class="p2"><span style="font-size: medium;">Fuhst describes his paintings as unconscious meditations, which are deeply personal ruminations on his journey through life.&nbsp; Viewers will find Fuhst&rsquo;s work surreal and contemporary.</span></p> <p class="p2">&nbsp;</p> <p class="p2"><span style="font-size: medium;">Bernard&rsquo;s paintings are large minimal forms inspired by landscapes, reduced and distilled through his imagination to the unrecognizable. &nbsp; Bernard&rsquo;s background as a printmaker shows through in his highly textured paintings.</span></p> <p class="p2">&nbsp;</p> <p class="p2"><span style="font-size: medium;">Paul Vincent Bernard is represented by galleries in Park City and Italy.&nbsp; Fuhst has shown in New York, Los Angeles, San Diego and Salt Lake City. &nbsp;</span></p> <p class="p2">&nbsp;</p> <p class="p2"><span style="font-size: medium;">Please join us at the Green Loft (2834 South Highland Drive) for the opening receptions.&nbsp; The Green Loft is regularly open Monday &ndash; Friday, 9-5 PM.</span></p> <p>&nbsp;</p> <p>&nbsp;</p><p>Originally authored by Green Loft on Mar 22, 2016</p> MAR Financial Realtor could be Fla.’s Speaker of the House <p>Posted by MAR Financial on Sep 14, 2018</p><p><span class="FAR_Heading_One">Realtor could be Fla.&rsquo;s Speaker of the House</span></p> <div>&nbsp;</div> <p>TALLAHASSEE, Fla. &ndash; Nov. 12, 2012 &ndash; Chris Dorworth, a Lake Mary Republican once poised to take control of the Florida House of Representatives in 2014, all but conceded his latest race for re-election Friday. However, his colleagues appeared to rally around Rep. Steve Crisafulli, R-Merritt Island, to replace him as the future leader of the chamber. Crisafulli is a Florida Realtors member and broker.<br /><br />&ldquo;The Speaker of the House has a great deal of power within the Florida Legislature, and we&rsquo;re excited that Steve Crisafulli is being considered for that role,&rdquo; says John Sebree, senior vice president of public affairs with Florida Realtors. &ldquo;If a Realtor oversees the House, we&rsquo;ll work with someone who understands homeowners and housing&rsquo;s importance to Florida&rsquo;s economic rebound.&rdquo;<br /><br />In a memo to lawmakers Friday afternoon, Dorworth said an almost certain recount in House District 29 probably wouldn&rsquo;t wipe out his 123-vote deficit to Democratic challenger Mike Clelland.<br /><br />Chris Cate, a spokesman for Secretary of State Ken Detzner, said the state Division of Elections would wait until reviewing the unofficial results Saturday before deciding whether to order an automatic recount, which happens when the margin of victory in a race is less than half a percentage point.<br /><br />Dorworth said he hoped that House members first elected alongside him in 2008 would be allowed to choose his replacement, and he threw his support behind Crisafulli, who is emerging as the front-runner to take over Dorworth&rsquo;s spot in House leadership.<br /><br />&ldquo;While he does not boast my good looks, I believe he has the perfect temperament and experience as a small businessman to guide the House with honor and integrity,&rdquo; Dorworth wrote. &ldquo;From all that I have read and heard, things are progressing towards the caucus uniting around him, and I believe that happening would lead to the best possible environment for the Florida House to tackle the challenges that lay ahead.&rdquo;<br /><br />Incoming Speaker Will Weatherford, R-Wesley Chapel, told the News Service of Florida earlier this week that House leadership would not attempt to appoint a speaker to replace Dorworth.<br /><br />At least one House member confirmed that he was already supporting Crisafulli&rsquo;s bid for speaker. Rep. Matt Gaetz, a Fort Walton Beach Republican whose father is incoming Senate President Don Gaetz, said he had called Crisafulli to offer his commitment.<br /><br />Matt Gaetz said Crisafulli has the &ldquo;obvious skill set to do the job&rdquo; and pointed to Crisafulli&rsquo;s involvement in redistricting and as chairman of the House Agriculture and Natural Resources Subcommittee.<br /><br />&ldquo;I made my commitment to Steve, and I think it&rsquo;s likely other members are doing the same thing, because they&rsquo;ve probably reached the same conclusion I have (about supporting Crisafulli),&rdquo; Gaetz said.<br /><br />Rep. Jim Waldman, D-Coconut Creek, said Crisafulli is knowledgeable and well respected on both sides of the aisle.<br /><br />&ldquo;I happen to think Steve Crisafulli is an excellent choice,&rdquo; Waldman said.<br /><br />He also predicted that Republicans would close ranks in an effort to avoid a repeat of the messy departure of former House Speaker Ray Sansom, who resigned in 2009 shortly after his term began amid questions about how he landed a six-figure job at a state college.<br /><br />&ldquo;They want to get this done as quickly as possible,&rdquo; Waldman said.<br /><br />Source: News Service of Florida, Brandon Larrabee and Jim Saunders</p><p>Originally authored by Shai Mashiach on Nov 12, 2012</p> MAR Financial Now Serving Duke Warner Market Trends Report for Bend, Oregon Residential Properties October 2012 <p>Posted by MAR Financial on Sep 14, 2018</p><p>You have heard recently many times how tight the inventory for home in Bend has become. This is best illustrated when you compare the year to year numbers. When comparing the year to year <a href="">Duke Warner Market Trends Reports</a> it appears that we maintained a relatively stable number of listings until July when <a href="">Oregon Senate Bill 1552</a>, a bill that provides distressed homeowners the opportunity for mediation with their lender was enacted. About this same time the effects of a <a href="">February $25 billion settlement</a> with the big five mortgage servicers over a lawsuit for wide spread mortgage fraud started to kick in along with a <a href="">Oregon Circuit Court ruling</a> that lenders were required to provide the trail of deed recordings for each tranching of a mortgage.</p> <p>As mentioned above starting in July our inventory of active listings had dropped by 127 over the previous year. This trend has remained increasingly consistent each of the following months. This month we dropped 217 listings below last year&rsquo;s number for October.</p> <p>Contributing to the drop in available inventory has been our strong sales numbers this year, in every month excepting January there has been positive gains in our unit sales numbers as well as dollar volume.</p> <p>&nbsp;&nbsp;<img src="../images/mkttrendgrap1112.jpg" alt="" width="534" height="276" /></p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p>The tight inventory has created is what several of my colleagues have referred to as a micro bubble. As you have heard me mention in previous blogs the current market has many homes, especially the ones that are competitively priced, receiving multiple offers driving up the price of these homes. By no means is this similar to the previous bubbles price run up of 2004-2007. It is a small recovery from a precipice fall of the previous bubble market. &nbsp;</p> <p>What this means for you if you are a homeowner wishing to sell, <em>strike while the iron is hot!</em> With interest rates remaining low for the near future and well into the next year the amount of willing buyers will remain strong. Competition for the better homes that are priced well will also remain strong. I would anticipate that come late next spring we will see a return to our <a href="">local real estate market</a> of the homeowners who have sat on the sidelines waiting for the recovery to near its completion. It remains to be seen when that day will come but people are going to see opportunities to get the fairest price for their homes in quite some time and will want to move forward. As these homes return to the market look for an increase in the traditional inventory.</p> <p>Bolstering the traditional inventory this coming spring will be the number of homes available through the short sale process. In a recent <a href="">Bank of America</a> seminar their representatives shared that short sales will be the big fives preferred method of disposing of distressed properties. Short selling distressed properties will help them avoid the lengthy, messy and complicated world of <a href="">judicial foreclosures</a>. At this point their strategy has yet to affect our local market as the number of actively listed homes available as short sales sits at 29, with 47 other listings having offers on them but the sellers are accepting back up offers. These numbers are way off the peak when it was not uncommon to have 60 &ndash; 100 homes available through the short sale process.</p> <p>There is much to consider before jumping in to the market these days. If you are looking for a broker who can represent you in either a traditional or distressed sale, <a href="">contact me</a> I would be glad to assist you in making an informed decision on what is the best path for you. &nbsp;&nbsp;</p><p>Originally authored by Bill Panton on Nov 12, 2012</p> MAR Financial Three Signs it's Time to Sell Your House <p>Posted by MAR Financial on Sep 12, 2018</p><p>Many homeowners don&rsquo;t realize the impact of today&rsquo;s seller&rsquo;s market in housing.&nbsp; Housing supply is running at 2-3 months in many parts of the country&hellip; especially in neighborhoods and areas with affordable price points.&nbsp; This means that it may be a great time to consider selling your house.&nbsp; Here are three signs that it&rsquo;s time to sell:<br /><br /><span style="text-decoration: underline;"><strong>1 &ndash; Lifestyle changes.</strong></span>&nbsp; It may be a great time to sell if you&rsquo;ve recently experienced any major life changes, or if you expect any major life changes in the near future.&nbsp; Here are a few examples I&rsquo;ve seen recently:<img style="float: right;" src="" alt="" width="185" height="185" /></p> <ul> <li>A new job</li> <li>A new baby or grandbaby</li> <li>Family members leaving the house</li> <li>Changing elder care situations</li> </ul> <p><span style="text-decoration: underline;"><strong>2 &ndash; Tax-free capital gains.</strong></span>&nbsp; House prices have gone up considerably in many parts of the country.&nbsp; There may be some opportunities for you to walk away with up to $250,000 (single) or $500,000 (married) of tax-free capital gains if you&rsquo;ve lived in the house as your primary residence for at least two full years out of the past five years. Check with a CPA for details and reference my article called, <em>How to Get the Primary Residence Capital Gains Tax Exclusion</em>.<br /><br /><strong><span style="text-decoration: underline;">3 &ndash; Buy low, sell high.</span></strong>&nbsp; Housing inventory levels are a lot higher at the upper end of the market.&nbsp; This means that it&rsquo;s a good time to buy a house if you are trading up.&nbsp; Most people only talk about buying low and selling high.&nbsp; Here&rsquo;s your chance to actually do that.<br /><br />Contact me if you have any questions or if you&rsquo;d like to discuss your options in further detail.</p><p>Originally authored by Keith Dodd on Jul 27, 2016</p> MAR Financial